VyStar Credit Union

VyStar Credit Union is a member-owned and member-managed financial cooperative committed to putting people—not profits—first. Unlike traditional banks, we don’t answer to shareholders; we answer to our members. That means every product, service, and decision is designed to serve your best interests and help you reach your financial goals.

Members enjoy exceptional value through free checking accounts, great rates, low fees, special local discounts, rewards, and access to free financial education. Because we operate as a not-for-profit institution, any earnings are returned to members in the form of higher dividends, lower loan rates, and reduced fees.

VyStar deposits are federally insured by the NCUA up to $250,000, providing the same level of protection as FDIC-insured banks. Our member-focused approach often means easier loan approvals and personalized service from teams who truly understand and support your financial journey.

We’re also deeply committed to the communities we serve. Through charitable programs, volunteer initiatives, and support of local organizations, VyStar works to strengthen the places where our members live, work, and play. When you join VyStar, you’re not just choosing a financial institution—you’re joining a community that invests in you and your neighbors.

• Jamie Diem
  Assistant Branch Manager
  251 W. First Street

  Sanford, FL 32771
  Phone: (386) 451-8961
  Send an Email
• Shelley Hotchkiss
  Vice President
  251 W. First Street

  Sanford, FL 32771
  Phone: (407) 792-7701
  Send an Email